Shopping for a Mortgage?

Hawaii HomeOwnership Center is affiliated with HHOC Mortgage, a separate non-profit mortgage broker. Our clients are not obligated to utilize the services of HHOC Mortgage. However, products like the Down Payment Assistance Loan has assisted our low to moderate income borrowers become homeowners.


MORTGAGE BROKERAGE
• To get more information about what HHOC Mortgage has to offer click here.

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DOWN PAYMENT ASSISTANCE LOAN (DPAL) PROGRAM

DPAL
HHOC Mortgage has a program which allows borrowers to purchase a home with a 5% down payment and avoid mortgage insurance requirements through a second mortgage (down payment loan). Click on the link below to learn more about it and call us for more information.
• DPAL FAQ Flyer (PDF)

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DOWN PAYMENT AND CLOSING COST DEFERRED LOAN

HHOC Mortgage is offering a deferred loan  that can address down payment, closing costs (including rate buy down) or a mixture of both for low to moderate income home buyers.  There is no interest repayment or monthly payments.  The loan can go up to $10,000 (amount varies depending on the buyers income and household size) which must be matched by seasoned savings up to a 4:1 basis.
• Download Flyer (PDF)

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Loan Document Checklist
• Download

Borrower Signature Authorization
• Download







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